CREDIT APPRAISAL, RISK ANALYSIS & DECISION MAKING

An Integrated Approach to on and off Balance Sheet Lending 
Balance Sheet, Profit & Loss & Cashflow items – Explained from Banking, Accounting, Statutory & Management angles
 Analysis of Financial statements – A pragmatic approach.
Window Dressing methods unveiled.
Forecasting & Cash budgeting illustrated
Decision making in credit  - Various dimensions &Step by step approach with illustration
Nonfund-based facilities – Letter of Credit, Bank Guarantee & Derivatives.
Trade Finance – Including Bill Finance, Import & Export Finance
Project Finance appraisal.
Standalone chapters on Retail Credit&Priority Sector lending.
Risk Management - Credit, Operational, Market & Country risks explained.
 Relevant provisions of Companies Act 2013 & Amendments.
 Salient Regulatory &Other trends - Overview &updates.